Every year around 600,000 people retire in the UK. But what do they retire to? The majority will probably be looking forward to a life, pottering around the garden or house, maybe with the odd trip out. This is fine, but surely having worked for the last 45 years there should be more to look forward to...

It is perfectly normal to feel apprehensive about moving to a foreign country, but let’s not forget that Spain is only a two hour flight from England, so you can get to Spain, quicker, than driving from London to Cardiff.

Pensions both private and state can be transferred directly into your spanish account.

The medical care in Spain is excellent with a better service and reputation than the UK.

Spain is as modern as Northern Europe as they have ‘leap-frogged’ us in many aspects of technology, whereas we have gradually upgraded. As they have brought in all this new technology in the past few years, in many ways they are more advanced than us.

Billions of Euros have been spent on new roads and motorways, hospitals and telecommunications systems, bringing Spain in to the 21st Century.

Having said all the above, Spain has retained its culture and history. So you can have the best of both worlds.

Apart from the obvious advantages of living in a warmer climate, the health aspect is often overlooked. The Spanish Costas have a marvellous climate which is especially beneficial to sufferers of Arthritis and Rheumatism, and you can forget expensive central heating bills.

With a substantially lower cost of living than the UK due to mild winters there are no hefty fuel bills, food is cheaper since fresh food and vegetables are grown locally all the year round, and rateable values on the properties are also much cheaper.

Therefore not only will your money go further, but it enables you to live life rather than just live...